Understanding the Mortgage Process
Navigating the mortgage process can feel overwhelming, but it doesn’t have to be. Here’s a step- by-step guide to help you understand what to expect:
Loan Application
Submit required documents and verify your financials.
Pre-Approval
Get an idea of how much home you can afford.
Processing & Underwriting
We review your file and finalize loan conditions.
Loan Application
Sign the final documents and receive your keys!
Frequently Asked Questions
How much do I need for a down payment?
It depends on the loan type! Some loans require as little as 3% down.
What’s the difference between pre-qualification and pre-approval?
Pre-approval is a stronger commitment from a lender.
Can I refinance to lower my rate?
Yes! Refinancing can help you save money over time.
Mortgage Calculator
Use our calculator to estimate your monthly payments.
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Infinity Housing Partners, Inc. NMLS#2668196 DRE#02263998